Sainsbury's Bank Personal Loans Personal APR 5.7–19.9% Amount £1k–£40k Term 12–60 mo Decision — Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan. Check rates →
Oodle Car Finance Auto APR 7.9–29.9% Amount £3k–£50k Term 24–60 mo Decision Instant decision Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check. Check rates →
Hitachi Personal Finance Home Improvement Loan Mortgage APR 4.9–14.9% Amount £1k–£25k Term 12–120 mo Decision 1-2 days Best for: Homeowners in the UK with good credit seeking between £1,000 and £25,000 for home improvement projects. Check rates →
Funding Circle Business Loans Business APR 6.9–29.9% Amount £10k–£500k Term 72–72 mo Decision — Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision. Check rates →
Lending Stream Short-Term Loan APR 99.9–1333.0% Amount £50–£1.5k Term 3–6 mo Decision Minutes Best for: People locked out of mainstream lending who need a small emergency sum quickly. Check rates →
HSBC Personal Loan Personal APR 3.9–21.9% Amount £1k–£25k Term 12–60 mo Decision Same day Best for: Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates. Check rates →
Close Brothers Motor Finance Auto APR 5.9–24.9% Amount £4k–£100k Term 12–60 mo Decision Same day decision Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options. Check rates →
iwoca Business Loans Business APR 18.0–49.9% Amount £1k–£500k Term 1–24 mo Decision — Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment. Check rates →
Danske Bank Fixed Rate Personal Loan Personal APR 6.9–19.9% Amount £1k–£25k Term 12–60 mo Decision — Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months. Check rates →
CarFinance 247 Auto APR 8.9–47.0% Amount £1k–£50k Term 12–60 mo Decision Instant online Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan. Check rates →
Tide Business Loans Business APR 9.9% Amount £2k–£150k Term 1–36 mo Decision Minutes Best for: Best for small businesses seeking fast access to capital. Check rates →
Lendable Personal Loan Personal APR 8.1–48.9% Amount £1k–£25k Term 12–60 mo Decision — Best for: Ideal for those seeking quick access to funds and who may have building credit profiles. Check rates →
Zuto Car Finance Auto APR 8.9–49.9% Amount £1k–£75k Term 24–60 mo Decision Decision in 60 seconds Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders. Check rates →
Nationwide Personal Loan Personal APR 5.5–19.9% Amount £1k–£25k Term 12–60 mo Decision Same day Best for: People who prefer building societies over banks and value ethical lending practices. Check rates →
MotoNovo Finance Auto APR 5.9–24.9% Amount £4k–£75k Term 12–60 mo Decision Same day decision Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates. Check rates →
Admiral Personal Loan Personal APR 7.9–45.9% Amount £1k–£25k Term 12–60 mo Decision Same day Best for: People who want to check their rate with zero credit score impact before committing. Check rates →
Black Horse Car Finance Auto APR 4.9–19.9% Amount £4k–£100k Term 12–60 mo Decision Same day via dealer Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals. Check rates →
Lloyds Bank Personal Loan Personal APR 3.9–24.9% Amount £1k–£50k Term 12–60 mo Decision Minutes Best for: Borrowers who want flexibility to overpay and potentially clear the loan early. Check rates →
Moneybarn Car Finance for Poor Credit Auto APR 12.9–69.9% Amount £3k–£25k Term 24–60 mo Decision Same day decision Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement. Check rates →
Virgin Money Personal Loans Personal APR 5.1–29.9% Amount £1k–£25k Term 12–60 mo Decision — Best for: These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges. Check rates →