Compare loan offers, side by side

Rates, terms, and eligibility — reviewed and compared so you can decide faster.

Personal Loans

Flexible amounts, fixed rates

Debt Consolidation

Simplify payments, lower rates

Home Improvement

Fund your renovation projects
Independent comparison No credit score impact Updated daily

Recently added

SBS Bank Home Loan

Mortgage
APR
4.19–6.39%
Amount
—
Term
6–360 mo
Decision
—

MTF Finance Car Loan

Auto
APR
8.95–19.95%
Amount
NZ$2k–NZ$100k
Term
12–84 mo
Decision
Same day decision

BNZ Personal Loan

Personal
APR
13.9–19.9%
Amount
NZ$2k–NZ$50k
Term
6–60 mo
Decision
—

Instant Finance Debt Consolidation Loan

Consolidation
APR
9.95–29.95%
Amount
NZ$500–NZ$50k
Term
3–84 mo
Decision
Money within 24 hours of approval

ASB Car Loan

Auto
APR
12.95%
Amount
NZ$2k–NZ$50k
Term
6–84 mo
Decision
1-3 business days

Westpac Personal Loan

Personal
APR
7.99–13.9%
Amount
NZ$2k–NZ$50k
Term
6–60 mo
Decision
—

Harmoney Car Loan

Auto
APR
7.99–24.99%
Amount
NZ$2k–NZ$100k
Term
36–84 mo
Decision
Rate check with no credit score impact

UDC Finance Car Loan

Auto
APR
8.55–11.7%
Amount
NZ$5k–NZ$100k
Term
12–60 mo
Decision
Apply online or through dealer network

Harmoney Personal Loan

Personal
APR
7.99–24.99%
Amount
NZ$2k–NZ$100k
Term
36–84 mo
Decision
Quote in minutes, funding can be as fast as 9 minutes

ANZ Car Loan

Auto
APR
13.9%
Amount
NZ$3k–NZ$50k
Term
6–84 mo
Decision
Within 5 business days

Instant Finance Car Loan

Auto
APR
9.95–29.95%
Amount
NZ$2k–NZ$50k
Term
12–84 mo
Decision
Fast online approval

ASB Personal Loan

Personal
APR
12.9–19.95%
Amount
NZ$2k–NZ$50k
Term
6–84 mo
Decision
—

Westpac Car Loan

Auto
APR
6.49–12.99%
Amount
NZ$2k–NZ$50k
Term
6–60 mo
Decision
1-3 business days

Kiwibank Personal Loan

Personal
APR
12.99–18.99%
Amount
NZ$2k–NZ$30k
Term
12–60 mo
Decision
—

AA Money Car Loan

Auto
APR
9.4–12.15%
Amount
NZ$5k–NZ$75k
Term
12–60 mo
Decision
Quick online application

SBS Bank Personal Loan

Personal
APR
11.5–15.5%
Amount
NZ$1k–NZ$30k
Term
6–60 mo
Decision
1-3 business days